diff --git a/src/qt/bitcoin.cpp b/src/qt/bitcoin.cpp
index df20c32f4a..cd0aac4c64 100644
--- a/src/qt/bitcoin.cpp
+++ b/src/qt/bitcoin.cpp
@@ -28,6 +28,7 @@
 #include <qt/utilitydialog.h>
 #include <qt/winshutdownmonitor.h>
 #include <uint256.h>
+#include <util/string.h>
 #include <util/system.h>
 #include <util/threadnames.h>
 #include <util/translation.h>
@@ -143,11 +144,6 @@ static void initTranslations(QTranslator &qtTranslatorBase, QTranslator &qtTrans
         QApplication::installTranslator(&translator);
 }
 
-static std::string JoinErrors(const std::vector<std::string>& errors)
-{
-    return Join(errors, "\n", [](const std::string& error) { return "- " + error; });
-}
-
 static bool InitSettings()
 {
     if (!gArgs.GetSettingsPath()) {
@@ -157,13 +153,13 @@ static bool InitSettings()
     std::vector<std::string> errors;
     if (!gArgs.ReadSettingsFile(&errors)) {
         bilingual_str error = _("Settings file could not be read");
-        InitError(Untranslated(strprintf("%s:\n%s\n", error.original, JoinErrors(errors))));
+        InitError(Untranslated(strprintf("%s:\n%s\n", error.original, MakeUnorderedList(errors))));
 
         QMessageBox messagebox(QMessageBox::Critical, PACKAGE_NAME, QString::fromStdString(strprintf("%s.", error.translated)), QMessageBox::Reset | QMessageBox::Abort);
         /*: Explanatory text shown on startup when the settings file cannot be read.
             Prompts user to make a choice between resetting or aborting. */
         messagebox.setInformativeText(QObject::tr("Do you want to reset settings to default values, or to abort without making changes?"));
-        messagebox.setDetailedText(QString::fromStdString(JoinErrors(errors)));
+        messagebox.setDetailedText(QString::fromStdString(MakeUnorderedList(errors)));
         messagebox.setTextFormat(Qt::PlainText);
         messagebox.setDefaultButton(QMessageBox::Reset);
         switch (messagebox.exec()) {
@@ -179,14 +175,14 @@ static bool InitSettings()
     errors.clear();
     if (!gArgs.WriteSettingsFile(&errors)) {
         bilingual_str error = _("Settings file could not be written");
-        InitError(Untranslated(strprintf("%s:\n%s\n", error.original, JoinErrors(errors))));
+        InitError(Untranslated(strprintf("%s:\n%s\n", error.original, MakeUnorderedList(errors))));
 
         QMessageBox messagebox(QMessageBox::Critical, PACKAGE_NAME, QString::fromStdString(strprintf("%s.", error.translated)), QMessageBox::Ok);
         /*: Explanatory text shown on startup when the settings file could not be written.
             Prompts user to check that we have the ability to write to the file.
             Explains that the user has the option of running without a settings file.*/
-        messagebox.setInformativeText(QObject::tr("A fatal error occured. Check that settings file is writable, or try running with -nosettings."));
-        messagebox.setDetailedText(QString::fromStdString(JoinErrors(errors)));
+        messagebox.setInformativeText(QObject::tr("A fatal error occurred. Check that settings file is writable, or try running with -nosettings."));
+        messagebox.setDetailedText(QString::fromStdString(MakeUnorderedList(errors)));
         messagebox.setTextFormat(Qt::PlainText);
         messagebox.setDefaultButton(QMessageBox::Ok);
         messagebox.exec();
diff --git a/src/rpc/blockchain.cpp b/src/rpc/blockchain.cpp
index 925c3ce4dc..eaa903fd36 100644
--- a/src/rpc/blockchain.cpp
+++ b/src/rpc/blockchain.cpp
@@ -36,6 +36,7 @@
 #include <txmempool.h>
 #include <undo.h>
 #include <util/strencodings.h>
+#include <util/string.h>
 #include <util/system.h>
 #include <util/translation.h>
 #include <validation.h>
@@ -1470,7 +1471,7 @@ static RPCHelpMan verifychain()
                 "\nVerifies blockchain database.\n",
                 {
                     {"checklevel", RPCArg::Type::NUM, RPCArg::DefaultHint{strprintf("%d, range=0-4", DEFAULT_CHECKLEVEL)},
-                        strprintf("How thorough the block verification is:\n - %s", Join(CHECKLEVEL_DOC, "\n- "))},
+                        strprintf("How thorough the block verification is:\n%s", MakeUnorderedList(CHECKLEVEL_DOC))},
                     {"nblocks", RPCArg::Type::NUM, RPCArg::DefaultHint{strprintf("%d, 0=all", DEFAULT_CHECKBLOCKS)}, "The number of blocks to check."},
                 },
                 RPCResult{
diff --git a/src/util/string.h b/src/util/string.h
index b26facc502..5617e4acc1 100644
--- a/src/util/string.h
+++ b/src/util/string.h
@@ -64,6 +64,14 @@ inline std::string Join(const std::vector<std::string>& list, const std::string&
     return Join<std::string>(list, separator);
 }
 
+/**
+ * Create an unordered multi-line list of items.
+ */
+inline std::string MakeUnorderedList(const std::vector<std::string>& items)
+{
+    return Join(items, "\n", [](const std::string& item) { return "- " + item; });
+}
+
 /**
  * Check if a string does not contain any embedded NUL (\0) characters
  */
diff --git a/src/util/system.cpp b/src/util/system.cpp
index 74c5f966e7..4909a87318 100644
--- a/src/util/system.cpp
+++ b/src/util/system.cpp
@@ -490,11 +490,11 @@ bool ArgsManager::InitSettings(std::string& error)
 
     std::vector<std::string> errors;
     if (!ReadSettingsFile(&errors)) {
-        error = strprintf("Failed loading settings file:\n- %s\n", Join(errors, "\n- "));
+        error = strprintf("Failed loading settings file:\n%s\n", MakeUnorderedList(errors));
         return false;
     }
     if (!WriteSettingsFile(&errors)) {
-        error = strprintf("Failed saving settings file:\n- %s\n", Join(errors, "\n- "));
+        error = strprintf("Failed saving settings file:\n%s\n", MakeUnorderedList(errors));
         return false;
     }
     return true;