diff --git a/src/qt/forms/createwalletdialog.ui b/src/qt/forms/createwalletdialog.ui
index 56adbe17a5..b11fb026b0 100644
--- a/src/qt/forms/createwalletdialog.ui
+++ b/src/qt/forms/createwalletdialog.ui
@@ -107,9 +107,6 @@
         <property name="text">
          <string>Descriptor Wallet</string>
         </property>
-        <property name="checked">
-         <bool>true</bool>
-        </property>
        </widget>
       </item>
       <item>
diff --git a/src/wallet/rpc/wallet.cpp b/src/wallet/rpc/wallet.cpp
index 550da97d8f..135a7341f3 100644
--- a/src/wallet/rpc/wallet.cpp
+++ b/src/wallet/rpc/wallet.cpp
@@ -314,7 +314,7 @@ static RPCHelpMan createwallet()
             {"blank", RPCArg::Type::BOOL, RPCArg::Default{false}, "Create a blank wallet. A blank wallet has no keys or HD seed. One can be set using sethdseed."},
             {"passphrase", RPCArg::Type::STR, RPCArg::Optional::OMITTED_NAMED_ARG, "Encrypt the wallet with this passphrase."},
             {"avoid_reuse", RPCArg::Type::BOOL, RPCArg::Default{false}, "Keep track of coin reuse, and treat dirty and clean coins differently with privacy considerations in mind."},
-            {"descriptors", RPCArg::Type::BOOL, RPCArg::Default{true}, "Create a native descriptor wallet. The wallet will use descriptors internally to handle address creation"},
+            {"descriptors", RPCArg::Type::BOOL, RPCArg::Default{false}, "Create a native descriptor wallet. The wallet will use descriptors internally to handle address creation"},
             {"load_on_startup", RPCArg::Type::BOOL, RPCArg::Optional::OMITTED_NAMED_ARG, "Save wallet name to persistent settings and load on startup. True to add wallet to startup list, false to remove, null to leave unchanged."},
             {"external_signer", RPCArg::Type::BOOL, RPCArg::Default{false}, "Use an external signer such as a hardware wallet. Requires -signer to be configured. Wallet creation will fail if keys cannot be fetched. Requires disable_private_keys and descriptors set to true."},
         },
@@ -356,7 +356,7 @@ static RPCHelpMan createwallet()
     if (!request.params[4].isNull() && request.params[4].get_bool()) {
         flags |= WALLET_FLAG_AVOID_REUSE;
     }
-    if (request.params[5].isNull() || request.params[5].get_bool()) {
+    if (!request.params[5].isNull() && request.params[5].get_bool()) {
 #ifndef USE_SQLITE
         throw JSONRPCError(RPC_WALLET_ERROR, "Compiled without sqlite support (required for descriptor wallets)");
 #endif